SolutionsSubscriptions
Collect every billing cycle automatically
Premiums, rent, dues, memberships and loan repayments: whatever you bill on a schedule, SwiftPay reminds, collects and reconciles each cycle without manual re-billing.
You win the customer once, then collect by hand every single cycle
Recurring revenue should be the easy part. In practice each cycle means an invoice, a reminder, a wait, and a payment that has to be posted to the right account by someone. Every manual step is slow, costly and one more chance for the payment to slip.
Re-billing every cycle
Each due date restarts the same manual loop: invoice, remind, wait, post.
Failed charges nobody retries
An expired card or an empty wallet turns into a missed cycle unless someone notices and follows up.
Payments floating without an owner
Collections arrive without a clear reference, so finance works to match them to the policy, loan or membership they belong to.
Recurring revenue that collects itself
Two ways to collect each cycle, one lifecycle of reminders and retries, one reconciled record.
Automated recurring payments
The customer adds a card once on a secure page. SwiftPay charges it automatically on each due date, with no manual re-billing.
A payment link per cycle
For customers who prefer to pay each time, every cycle goes out with a one-tap link to pay on QR Ph, e-wallet, card or bank transfer via Online Payments.
Built-in reminder lifecycle
Customers are told when the plan is ready, when a card is added, before and on each due date, when payment is received and when a charge fails, through Payment Reminders.
Automatic retry on failure
When a scheduled charge fails, SwiftPay retries it on a set schedule and notifies the customer each time, up to a defined limit.
Matched to the account
Each payment is matched to the policy, loan or membership it belongs to and reflected on your dashboard, with no manual posting.
Daily reporting
One file per day of every reminder sent and every payment collected, ready for finance and collections.
What happens on every cycle
Hands-off with autopay, or one tap with a link. Either way the result is a reconciled payment.
Plan scheduled
The billing plan is created with its amount, cycles and due dates.
Customer reminded
Before and on the due date, with a link to pay or a note that autopay will run.
Cycle collected
The card on file is charged, or the customer pays through the link on their preferred rail.
Matched to the account
The payment is recorded against the policy, loan or membership and your dashboard updates.