Fast access
Settle same-day*
Your funds are available the same day they're collected.
The payment gateway for Philippine enterprises
Accept payments, manage subscriptions, and send payouts across all major channels in one unified platform. Automated reconciliation and reporting integrated into your existing systems.
- Settle same-day*
- Automated reconciliation
- Local support
Transactions Today
100%COMPLETE
Collections DONE
Payments DONE
Trusted by leading enterprises
Designed for high volume transactions
₱57B+
processed
30M+
monthly, zero downtime*
500+
businesses served
*No payment failures on record to date.
Settle same-day*
Zero reconciliation effort
*Same-day settlement applies to supported payment rails and is subject to network cut-off times and the receiving financial institution. Transactions submitted after cut-off may settle the next banking day.
Zero manual work
Automated reconciliation
Every transaction is matched and recorded automatically.
Local expertise
Local support
Philippine-based support via WhatsApp and Telegram.
How it works
The critical layer that makes payments work
Unlike typical payment gateway solutions that only provide APIs, we connect every payment channel directly into your systems, so transactions are matched, reconciled, and recorded without manual work.
PAYMENT CHANNELS
QRPH ONLINE
BANK
TRANSFERS
TRANSFERS
INSTALLMENTS& BNPL
CASH
OVER-THE-
COUNTER
COUNTER
COLLECT
ROUTE
RECONCILE
SETTLE
YOUR SYSTEMS
ERP SYSTEMS
ACCOUNTING
REPORTS
Everything your payments need, already built
Accept every payment
Let customers pay using the methods they already trust, without adding new systems.
Go live quickly
Start accepting payments without long integration cycles or rebuilding your setup.
Get paid faster
Access your funds sooner with same-day settlement where available.
Reconcile automatically
Match and record every transaction automatically, without manual work.
Handle high volume
Process large payment volumes reliably without operational bottlenecks.
Stay secure and compliant
Operate with PCI DSS, BSP, and ISO 27001 standards built in.
Fast local support
Get help from a Philippines-based team that resolves issues quickly.
Solutions and tools
Complete payment gateway solutions for enterprise operations
Streamline transactions, automate collections, and scale your business with integrated payment gateway solutions designed for Philippine enterprise workflows.
Accept payments across every channel
Collect payments online or in person through a single system, across all major Philippine payment methods.
Payment pages
Hosted checkout pages optimized for every device and payment method.
Never chase a payment again
Reduce late payments and internal follow-ups with automated reminders that reach customers on the channels they actually use.
Know more about Payment RemindersAI Call Agent
Automated voice calls that remind customers of upcoming or overdue payments. No human agent needed. Set the rules, SwiftPay makes the call.
One integration across all payment rails
Route transactions intelligently across providers with built-in failover and transaction management.
Know more about Payment RoutingAvailability controls
Automatically reroute transactions to maintain uptime and success rates.
Manage recurring payments
Handle billing cycles, plan changes, and recurring collections without manual tracking.
Know more about SubscriptionsLifecycle management
Manage upgrades, downgrades, pauses, and billing events in one system.
Protect every transaction
Philippine-built Fraud Management System that scores every transaction before it completes, and helps you meet AFASA and BSP Circular 1213 out of the box.
Know more about SwiftGuard40+ tunable rules across six categories
- AML & structuring
- Sanctions & watchlist
- Behavioral
- Fraud
- Transaction-volume
- Account & identity
Payouts, automated
Send funds to partners, sellers, and customers in real time or in bulk, with full control over release and tracking.
Know more about DisbursementsApproval chains
Control how payouts are reviewed, approved, and released across teams.
Reconciliation, handled automatically
Every transaction is matched, recorded, and reported across systems without manual work.
Know more about ReconciliationOperations review
Surface mismatches and resolve exceptions through structured workflows.
One payment, split to every beneficiary
Record how each payment is divided, settle every beneficiary on the agreed schedule and keep the split tied to the original transaction.
Know more about Payment SplittingSettlement reports
See how each payment was split, who was assigned each share and what every settlement contained.
Real results from real implementations
Online Payments
Retail
End-to-end payment acceptance for a leading appliances and electronics retailer.
Recurring Payments
Insurance
Multi-channel premium collection platform for one of the world's largest insurance groups.
Collections
Logistics
Nationwide COD and digital collections infrastructure for a high-volume logistics provider.
Used across industries with complex payment needs
Retail
Insurance
Lending
Education
E-commerce
Logistics
Remittance
Travel
Hospitality
Government & Utilities
Healthcare
Real Estate
Enterprise-grade security and compliance
Built to meet enterprise standards and Philippine regulatory requirements, including PCI DSS and BSP-aligned controls.
BSP supervised
ISO/IEC 27001 certified
PCI DSS compliant
SOC 2 Type II aligned (via AWS)
AES 256 encryption
TLS 1.2 & 1.3 enabled